• uDirect offers the ability to purchase and store precious metals in your retirement account.
• Allows the purchase of precious metals in IRA, Roth IRA, SEP, SIMPLE, HSA, ESA, and 401(k) accounts.
• Unlike other companies, our process is simple, yet flexible in that we allow you to choose the precious metals dealer of your choice.
• When you purchase metals, you are acquiring your own metals - NOT an interest in an investment pool of metals with other investors. We will take physical delivery of metals for your account.

What Types of Metals Are Allowed?

• Only gold coins that are legal tender with 0.9999% fineness are allowed in an IRA, with the exception of the American Gold Eagle, which has a fineness of 0.9167% fineness.
• Other gold coins allowed to be put into an IRA include:
  • American Buffalo
  • Canadian Gold Maple Leaf
  • Australian Gold Nugget
  • The popular South African Krugerrand is not permitted to be included in an American IRA because it's fineness is only 0.9167%.
• The regulations that govern gold contributions to IRAs call for a minimum purity of only 0.995%, most gold bullion bars are 0.9999% pure.

Examples of Metals That Can Be Held

• Gold
  • American Eagle coins
  • Australian Kangaroo/Nugget coins
  • Austrian Philharmonic coins
  • Canadian Maple Leaf coins
  • Credit Suisse - Pamp Suisse Bars .999
  • U.S. Buffalo Gold Uncirculated coins (no Proofs)
  • Bars and rounds manufactured by a NYMEX or COMEX approved refiner/assayer or national government mint and meeting minimum fineness requirements
• Silver
  • American Eagle coins
  • Australian Kookaburra coins
  • Canadian Maple Leaf coins
  • Mexican Libertad coins
  • Bars and rounds manufactured by a NYMEX or COMEX approved refiner/assayer or national government mint and meeting minimum fineness requirements
• All metals are currently stored at a Brinks metals storage depot.
• All metals are insured against theft, errors, and natural disasters.
• Metals are stored in a AET segregated vault and not commingled with other clients of Brinks.

How does it work?

• Open an account with uDirect IRA Services
• Fund your account
• Complete a "Direction Letter" directing us to purchase precious metals
• We have the metals purchased for your IRA
• Precious metals are stored with Brinks
• Fees - Set-up Fee $50, Annual Fee $275, Annual Storage Fee $100