IRA Investment Options

What is an Allowable Investment?

Allowable investments at uDirect IRA Services include the following:

  • Residential real estate, including: apartments, single family homes, and duplexes
  • Commercial real estate
  • Undeveloped or raw land
  • Managed Futures
  • REITs (Real Estate Investment Trusts)
  • Real estate notes (mortgages and deeds of trusts)
  • Promissory notes
  • Private limited partnerships, limited liability companies, and C corporations
  • Tax lien certificates
  • Foreign currencies
  • Oil and gas investments
  • Private stock offerings, private placements
  • Judgments/structured settlements
  • Gold bullion
  • Car paper
  • Factoring investments
  • Accounts receivable
  • Equipment leasing

What Investments are Not Allowed?

You can invest your IRA in anything except Life Insurance Policies and Collectibles. For more information regarding rules governing self-directed IRA or 401(k) investments, please see IRA Rules.